The first step to buying a car is to have a means of financing its purchase. After which one can source for the car to be bought – the car type, the model and make, etc. Regardless of your choice of car, you need to go for a car inspection and it does not end there. Before placing the car on the road for everyday commuting, you need to obtain the right car documents and this is not the final step either. In addition to routine maintenance, car safety is another thing that may throb in your mind. You’re on the right webpage as we will be sharing all the things you need to know about keeping your car safe in Nigeria.

Car safety is an important subject for many car owners for obvious reasons. Cars like many other assets are subject to both natural and man-made risks. And to mitigate this risk, you must put measures in place to keep your car safe. Cars are exposed to everyday risks such as traffic robberies, car theft/carjacking, and road collisions occasioned by human error. While other risks such as flooding or fires caused by the warming global climate are natural. Here are some tips that can help in keeping your car safe in Nigeria.

1. Install safety devices: One of the biggest steps you can take to ensure your car’s safety is to install safety/security devices such as a car tracker or reinforced windows. Whether you are commuting or your car is parked, having a car security device is one surefire way to keep tabs on your car and its safety. With a car tracker and an immobiliser, you can pinpoint the location of your car and prevent the ignition from starting, while a reinforced window might be the difference between a car theft or a deadly road robbery. Other safety items you may want to keep in your car include a fire extinguisher, in the event of a fire accident or a razor blade when your car seat belt gets stuck and you need to get out quickly. 

2. Park in a secure location: As a car owner do you make a conscious effort to park in a secure location? Your car is better off when it is parked in a secured location or car park. While some of these car parks charge a token between 200 – 1,000 Naira depending on the part of Nigeria you are in or the duration you may be parking for. It is better to part away with this little amount compared to your entire car.

3. Maintain daily precautions: Having a culture of routine safety precautions would go a long way for the safety of your car. In the event of a flood or even a riot, it is best to seek alternative routes if available. For instance, if there is a flood it is best to avoid driving through it. Another precaution you need to make an everyday habit is looking after your car keys and locking your car at all times. These basic precautions may seem obvious but are quite helpful. Needless to say, it is equally important to valuable items out of sight.

4. Get car Insurance: We can tell you for free that this is the best decision you can make in addition to the above tips for your car’s safety. You can thank us later! While the minimum insurance mandated by the law for every car commuting on Nigerian roads is a third-party motor insurance cover, typically priced at just 5,000 Naira. A comprehensive insurance policy however remains the best option as it provides a more extensive cover for everyday risk that your car may be exposed to. An insurance policy would come through for you in the event of a financial or physical setback when exposed to risks covered by your insurance policy.

Ultimately, it is in your best interest to ensure your car’s safety and we believe that some of the above tips are useful ways to keep your car safe. Stay safe!

Focus Keyword: Car Safety

If you have questions relating to your insurance policies and do not understand the technical jargons, we can assist you with a FREE POLICY REVIEW to ascertain the level of cover you have and how to achieve more with your insurance policy. We are just a chat away on WhatsApp.

Was this article valuable? Read more of our published articles on Insure Africa’s Blog.

Acknowledgment

Team Insure Africa

Denounce with righteous indignation and dislike men who are beguiled and demoralized by the charms pleasure moment so blinded desire that they cannot foresee the pain and trouble.

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